Hong Kong Business Directory

Company Background

We are a fintech company, a fusion of finance and technology, with dual headquarters in Singapore and San Francisco. Our major investors include Temasek, the Ministry of Finance of the Government of Singapore, and several other blue-chip companies. We specialize in cross-border payments, and our business consists of three pillars: Nium, Instarem, and Travel. Nium primarily focuses on financial institutions and enterprises, providing API solutions to support their businesses. Instarem combines personalized customer support with a ready-made platform to enhance transparency and alleviate concerns about fund recovery. Our Travel is primarily card issuance-driven, assisting travel agents in facilitating pay-ins and pay-outs.

Business Activities

Our business clients primarily include:
1) Financial Institutions: Banks and credit unions leverage your API solutions to enhance their payment capabilities and streamline operations.
2) Enterprises: Large corporations utilize your cross-border payment services for payroll, supplier payments, and other international financial transactions.
3) Travel Agents and Agencies: These businesses rely on your card issuance and payment solutions to efficiently manage pay-ins and pay-outs for their clients.
4) E-commerce Platforms: Online retailers benefit from your seamless payment processing for international transactions, improving their global reach.
5) Startups and SMEs: Smaller companies turn to your affordable and transparent payment solutions to support their growth and expansion efforts.
6) Consumers: Individuals seek favorable foreign exchange (FX) rates for cross-border money transfers to family and friends. They value legitimate services, transparent fees, and tracking tools for real-time monitoring. Competitive rates and user-friendly platforms enhance their satisfaction.