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Chamber CMG Choice (CCC)

CHAMBER CMG CHOICE at a glance

Investment Choices	CMG Fixed Income Fund with Guarantee CMG Capital Preservation Fund CMG Stable Income Fund CMG Balanced Portfolio Fund CMG Progressive Growth Fund CMG Hong Kong Equity Fund
Fund Switching	Four free switching a year
Voluntary Contribution	For both employee and employer In form of lump sum or percentage of income

Investment involves risk and the Principal Brochure of Chamber CMG Choice should be read for further details.

What is Chamber CMG Choice?

Chamber CMG Choice is a retirement scheme constituted under trust. It has been registered with the Mandatory Provident Fund Schemes Authority (MPFA) as an MPF master trust scheme and authorised by the Securities and Futures Commission (SFC).*

Chamber CMG Choice
CMG Fixed Income Fund with Guarantee	CMG Capital Preservation Fund	CMG Stable Income Fund
CMG Balanced Portfolio Fund	CMG Progressive Growth Fund	CMG Hong Kong Equity Fund

The scheme consists of six investment funds (called constituent funds), each of which has also been registered with the MPFA*. With these comprehensive investment options and other flexibility, Chamber CMG Choice will meet the varying needs of all your employees.

An investment mix chosen by the employee

As a member of Chamber CMG Choice, your employees can choose one or more of the investment funds to create their investment portfolio.

Portfolio balance may be adjusted at any time

The risk tolerance of each of your employees is likely to be different and go through several changes through their working lives. Chamber CMG Choice allows your employees to make changes to the investment combination of their contributions and/or switch their accrued benefits among investment funds completely or partially whenever they choose. They can switch four a year free of charge.

Employee preferences fulfilled

Your employees will have different investment preferences in investment due to age, lifestyle, financial obligations etc. Whether they are conservative or aggressive in investing, one of these funds under Chamber CMG Choice - CMG Stable Income Fund, CMG Balanced Portfolio Fund and CMG Progressive Growth Fund must be able to take care of your employees' needs.

Grow with Hong Kong possible

An option for your employees who would like to invest in and grow with the local companies to allocate part of their retirement savings into the CMG Hong Kong Equity Fund.

* Please note that such registration or authorisation does not constitute official recommendation of the scheme by the MPFA or SFC.

For further details about the Chamber CMG Choice, please call Chamber MPF Hotline at 3183-1800.

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http://www.chamber.org.hk/include/right_mpf.asp

Chamber CMG Choice (CCC) Principle Brochure